:root{
  --navy:#0a2740;
  --blue:#0b4f71;
  --aqua:#16a7c8;
  --red:#e62b35;
  --cream:#f6f8fb;
  --white:#ffffff;
  --ink:#1c2b36;
  --muted:#607282;
  --line:#d9e3ea;
  --shadow:0 18px 50px rgba(10,39,64,.14);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto}
.container{width:min(1160px,92%);margin:0 auto}
.topbar{background:var(--navy);color:#dcecf5;font-size:.93rem;padding:.55rem 0}
.topbar .container{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.85rem 0}
.brand{display:flex;align-items:center;gap:.8rem;font-weight:900;color:var(--navy)}
.brand img{width:230px;max-width:52vw}.menu{display:flex;align-items:center;gap:1.15rem;font-weight:700;color:var(--navy)}
.menu a{font-size:.95rem}.menu a:hover{color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.9rem 1.22rem;font-weight:800;border:2px solid transparent;transition:.2s ease;cursor:pointer;text-align:center}
.btn.primary{background:var(--red);color:white;box-shadow:0 10px 30px rgba(230,43,53,.25)}
.btn.primary:hover{transform:translateY(-1px);background:#c91f2a}
.btn.secondary{background:white;color:var(--navy);border-color:var(--line)}
.btn.secondary:hover{border-color:var(--aqua);transform:translateY(-1px)}
.mobile-toggle{display:none;border:0;background:var(--navy);color:#fff;border-radius:10px;padding:.65rem .8rem;font-weight:900}
.hero{background:radial-gradient(circle at top left,rgba(22,167,200,.22),transparent 35%),linear-gradient(135deg,#f7fbfd 0%,#ffffff 55%,#edf7fb 100%);padding:5.4rem 0 4rem;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
.eyebrow{color:var(--red);font-weight:900;letter-spacing:.12em;text-transform:uppercase;font-size:.82rem;margin-bottom:.8rem}
h1{font-size:clamp(2.35rem,5vw,4.8rem);line-height:1.02;margin:0 0 1rem;color:var(--navy);letter-spacing:-.04em}
.lede{font-size:1.2rem;color:#3e5363;max-width:720px;margin:0 0 1.6rem}.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin:1.6rem 0}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin-top:1.7rem;max-width:680px}.trust-card{background:rgba(255,255,255,.82);border:1px solid var(--line);border-radius:18px;padding:1rem;box-shadow:0 12px 30px rgba(10,39,64,.08)}.trust-card strong{display:block;color:var(--navy);font-size:1.05rem}.hero-card{background:var(--navy);color:white;border-radius:34px;padding:2rem;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-card:before{content:"";position:absolute;inset:-80px -80px auto auto;width:220px;height:220px;border-radius:50%;background:rgba(22,167,200,.35)}.hero-card h2{font-size:1.8rem;margin:.3rem 0 1rem;color:#fff}.checklist{list-style:none;padding:0;margin:1rem 0 0}.checklist li{padding:.75rem 0;border-bottom:1px solid rgba(255,255,255,.16)}.checklist li:before{content:"✓";color:#8de3f5;font-weight:900;margin-right:.6rem}.section{padding:4.5rem 0}.section.alt{background:var(--cream)}.section-head{max-width:780px;margin-bottom:2rem}.section-head.center{text-align:center;margin-left:auto;margin-right:auto}.section h2{font-size:clamp(2rem,3vw,3rem);line-height:1.1;color:var(--navy);margin:0 0 .8rem;letter-spacing:-.03em}.section p{color:#4c6070}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}.card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:1.35rem;box-shadow:0 10px 30px rgba(10,39,64,.06)}.card h3{color:var(--navy);margin:.2rem 0 .55rem;font-size:1.25rem}.card .icon{width:48px;height:48px;border-radius:15px;display:grid;place-items:center;background:#e8f7fb;color:var(--blue);font-weight:900;margin-bottom:.8rem}.card:hover{transform:translateY(-2px);transition:.2s ease;box-shadow:var(--shadow)}.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:2.2rem;align-items:center}.panel{background:white;border:1px solid var(--line);border-radius:30px;padding:2rem;box-shadow:var(--shadow)}.panel.dark{background:linear-gradient(145deg,var(--navy),var(--blue));color:white}.panel.dark p,.panel.dark li{color:#e3f1f7}.two-col{columns:2;list-style:none;padding:0;margin:0}.two-col li{break-inside:avoid;padding:.45rem 0}.two-col li:before{content:"•";color:var(--red);font-weight:900;margin-right:.5rem}.cta{background:linear-gradient(135deg,var(--navy),var(--blue));color:white;border-radius:34px;padding:3rem;display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center}.cta h2{color:white}.cta p{color:#dff0f6}.footer{background:#071d30;color:#d6e8f1;padding:3rem 0 1.2rem}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:2rem}.footer h3,.footer h4{color:white;margin-top:0}.footer a{color:#d6e8f1}.footer a:hover{color:white}.fine{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1rem;color:#a9becb;font-size:.9rem}.page-hero{background:linear-gradient(135deg,#eef8fb,#fff);padding:4rem 0}.page-hero h1{max-width:900px}.breadcrumbs{font-weight:800;color:var(--red);font-size:.9rem;margin-bottom:1rem}.content{max-width:860px}.content h2{color:var(--navy);font-size:2rem;line-height:1.15;margin-top:2rem}.content ul{padding-left:1.2rem}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}.form{display:grid;gap:.8rem}.form input,.form textarea,.form select{width:100%;border:1px solid var(--line);border-radius:14px;padding:.9rem 1rem;font:inherit}.form textarea{min-height:140px}.notice{background:#fff6f6;border:1px solid #f0c6c9;border-radius:16px;padding:1rem;color:#663338}
@media(max-width:900px){.hero-grid,.split,.cta,.contact-grid{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.menu{display:none;position:absolute;left:0;right:0;top:100%;background:white;border-bottom:1px solid var(--line);padding:1rem 4%;flex-direction:column;align-items:flex-start}.menu.open{display:flex}.mobile-toggle{display:block}.trust-row{grid-template-columns:1fr}.hero{padding-top:3.5rem}.cta{padding:2rem}}
@media(max-width:620px){.cards,.footer-grid{grid-template-columns:1fr}.two-col{columns:1}.brand img{width:200px}.topbar .container{font-size:.85rem}h1{font-size:2.35rem}.section{padding:3rem 0}}